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The PTI government is deliberating over launching the Kamyab Overseas Program to provide interest-free loans to citizens who cannot bear the cost of migration due to their poor social status.

The Ministry of Overseas Pakistanis and Human Resource Development (OP&HRD) has asked the Finance Division to arrange for the commercial banks’ funds to distribute subsidized loans to eligible intending emigrants from official sources.

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The source shared the details of the program. It said that the Ministry of OP&HRD has prepared a plan to launch an interest-free loan scheme for the Kamyab Overseas Program under the Kamyab Pakistan Program for financially poor intending emigrants. The source said a summary would be presented to the federal Cabinet for approval.

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The source added that the government intends to promote economic development by supporting the marginalized segment of society through the Bureau of Emigration & Overseas Employment (BE&OE). The bureau is mandated to develop human resources and promote employment for prospective overseas workers.

To achieve this goal, the Ministry of OP&HRD collaborated with non-profit Micro Financial Institutions (MFI) like the National Rural Support Programme (NRSP) and Akhuwat to develop a proposal for prospective low-income overseas workers with confirmed job offers and valid travel documents. This collaboration will facilitate such eligible candidates to provide Interest-Free Loans under the Kamyab Overseas Program.

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The government is focused on facilitating and producing opportunities for the employment and financial inclusion of young people so they can play a constructive role in enhancing Pakistan’s position in the global markets,” added the source.

Accordingly, the government has introduced the Prime Minister’s ‘Kamyab Jawan Youth Entrepreneurship Scheme’ and the ‘Prime Minister’s Hunarmand Programme-Skills for All’ programs to bridge the gap between the educated youth and active labour market participation.

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Similarly, the Kamyab Overseas Program needs the hour to increase the number of Pakistani human resources in the destination countries to accommodate the youth bulge. This program will boost economic activities and the flow of foreign remittances in the country and will be helpful for the socio-economic betterment of the people.

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The Ministry of OP&HRD has submitted a proposed draft agreement between the BEOE and the MEI for the Steering Committee of the Finance Division. The source said the latter had been requested to initiate the summary of the Kamyab Overseas Program for the support of the Cabinet.

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The Ministry of OP&HRD has asked the Finance Division to arrange the provision of funds by the commercial banks to the MFIs to distribute subsidized loans to eligible intending emigrants. They have confirmed overseas job/employment agreements by the Director-General of the BEOE.

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